Features and Benefits

Cover provided is worldwide including foreign operations

Provides cover to the USA and Canada

Covers liability assumed under contract

Will pay losses after the primary limits have been used,  either because a claim is larger than the policy limit or   because Product Liability claims have exhausted the Product Liability Aggregate.
This is known as "Excess Follow Form" cover

May pay losses which are not covered by primary
policies but are covered by the Umbrella Policy

In these cases, the policy is said to provide "Difference in Conditions" (DIC) cover, which means that protection is provided as a primary policy (ground up)

Provides cover over Motor and Travel policies as well as the Public Liability policy

Contains a very wide definition of who the insured is

Includes Advertising Liability

Gives care, custody and control cover to the full policy limit

Provides a very wide definition of Personal Injury